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The idea of having your income garnished owing to an outstanding debt is a frightening prospect. However, you shouldn't have anything to worry about when it comes to home insurance payouts resulting from a claim. How Garnishment Works Garnishment typically only applies to regular income, such as your paycheck from work. READ MORE >>

Your startup's business insurance needs are going to increase incrementally, bit by bit, as you go. In its very earliest stages, a startup isn't anything more than an idea. Once you start putting your plan into action, that's when it becomes real, and that's when you need to start considering getting covered. READ MORE >>

New York State has released the 2020 policy year information for Paid Family Leave coverage. Please note the following changes to maximum benefit,  maximum covered wages, premium rate and maximum employee contribution for PFL for 2020.         New Maximum PFL Benefit READ MORE >>

Your life insurance policy might be comprehensive, but life often throws us curveballs. Sometimes, a policy’s limits and qualifying coverage aspects change. This is unlikely, however, and your policy provider will notify you if there are any mid-contract changes, such as a premium change. READ MORE >>

A speeding ticket can be a costly fine. It also can impact your auto insurance rates. In most cases, your auto insurance provider will know that you were speeding. In some cases, it may not cause any real difference in your insurance rates. In others, it can because it is a form of reckless driving. READ MORE >>

At the age of 40, you have a lot going on. You may have a home, children and big dreams about retirement. If you do not have life insurance in place yet, now is the time to get it. At this age, you usually still have a variety of options to choose from, especially if you are healthy. READ MORE >>

Owning a Limited Liability Corporation or LLC allows you some protection between your personal assets and the company’s assets. Yet, it remains important to maintain quality business insurance. No matter what type of business you own, having the right type and amount of coverage is critical. READ MORE >>

Summer Projects Summer is a great time to focus on the exterior of your home, as well as your lawn and garden. It’s also perfect for having that garage door open and utilizing the prolonged daylight to work on any manly projects you’ve had on the back burner. Check grout in bathrooms, kitchen, etc. READ MORE >>

Summer Home Maintenance Tips   For many, there is no better time of the year than summertime to be outside in the yard enjoying the weather and sunshine. Warm temperatures and longer days make the perfect backdrop for picnicking, barbecuing or just enjoying drinks and snacks on the deck or patio. READ MORE >>

You have likely heard of the Smartphone apps called Uber and Lyft.  They connect people who need rides with drivers ready to provide them. Founded in 2009, Uber is the best known of the “transportation network companies” (TNC). These companies have become very popular with riders and drivers. READ MORE >>

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