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A wooden deck can be an excellent asset to the backyard. It also requires ongoing maintenance and upkeep. In some cases, damage can occur to it that is not your fault. It may the result of an unexpected incident, such as a fire. If that is the case, your home insurance may cover those losses. READ MORE >>

A key component to having a successful and profitable business is to stay up to date on all the little things. These are the menial tasks that you don't need to do daily or weekly. When neglected for too long, they snowball. Then you feel overwhelmed. Doing a monthly review of your business will ensure you keep up with all the parts of your business. READ MORE >>

How much is your auto insurance deductible? If you are not sure, you can (and should) check your car insurance policy. The deductible is the amount you must pay before your policy's coverage kicks in to help cover your losses. This number ranges widely. However, you do have some control over it. READ MORE >>

Many people find themselves with a vehicle they value but do not use. It could be a classic car. It may be a vehicle you do not use during the winter months. No matter the use, proper storage matters. For those storing it in a garage, understanding  coverage limitations is important. READ MORE >>

Stahlka Agency, an independent insurance agency and a member of the EMS Group, recently announced the launch of their new Select Business Unit. The new division will be dedicated to servicing the needs of select companies throughout Western New York. READ MORE >>

Does your company produce a product? If so, your customer buys that product expecting a very specific result. Sometimes, it fails. When this happens, it could cause an injury to your customer. This can become a liability incident for you. Preventing this is critical. READ MORE >>

New York State has passed strict new workplace harassment laws that you must comply with. Employers must adopt a sexual harassment prevention policy and training program that meets or exceeds the law’s minimum standards. No need to worry, Stahlka Agency has you covered! READ MORE >>

Protecting your home should be a priority. Still, sometimes it is easy to overlook simple things you can do to protect your home from risks. This is very true about home insurance. By working closely with your agent, you can learn more about all the ways to minimize risk to your home. READ MORE >>

Many employers provide employees with a life insurance policy. This is a typical addition to a benefits package. These policies can be a good starting point. However, they may not meet the needs of your family. How can you investigate this process? It is important to know how much coverage you have. READ MORE >>

The investment in life insurance is a big one. It may not be a major investment. But, making the decision to buy coverage can be challenging. Many people mistakenly believe life insurance is too expensive. It does not have to be. But, buying at the right age matters. Most often, investing at a young age is best. READ MORE >>

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